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Low Introductory APR Offer. 0% intro APR for 12 months on purchases and balance transfers from the date of account opening. · No Penalty APR · No Annual Fee. Explore low intro rate credit cards ; 0% intro APR for 15 months; % - % variable APR after that; Balance transfer fee applies. See pricing and terms. Central One has the perfect option for you with our First Time Credit Card. Enjoy the benefits of a low introductory as low as % APR*** for the first two. Banks may offer better options than retail stores for cards that have zero or low introductory rates. Be Careful with Store Promotions. Often, retailers will. Annual Fee: $0 intro for the first year, ($95/year thereafter). APR: 0.
credit card to a new card, typically one with a low introductory interest rate for a limited time. Balance transfer cards can save you money in that way.